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Paying for treatment, made clearer

Insurance, loans and monthly payments from partners who understand fertility care, and honest help to plan the cost before you start.

  • Free written quotes
  • Plan it before you start
A Fertility World coordinator talking a couple through a treatment quote and a monthly payment plan

Find your way to pay

Four common ways to pay for fertility care. Choose one to see our partners and what to ask before you sign.

We are adding partners for health insurance. Until then, ask your own provider the questions beside this, or talk to us and we will help you compare.

Talk to us

We are adding partners for treatment loans. Until then, ask your own provider the questions beside this, or talk to us and we will help you compare.

Talk to us

We are adding partners for easy monthly payments. Until then, ask your own provider the questions beside this, or talk to us and we will help you compare.

Talk to us

We are adding partners for employer and group cover. Until then, ask your own provider the questions beside this, or talk to us and we will help you compare.

Talk to us

Partners are independent companies and set their own terms. Read the terms and the full cost before you agree to anything.

Before you start

Plan the cost in four steps

A little planning now means no surprises halfway through treatment.

A couple at home comparing a clinic quote and an insurance policy on a laptop
  1. Step 1

    Get a written quote

    Ask what is included: consultations, scans, medicines, the lab and the transfer.

    Ask us for quotes
  2. Step 2

    Check your cover

    Ask your insurer, and your employer, what they pay for, in writing.

  3. Step 3

    Compare ways to pay

    Insurance, a loan or monthly payments: compare the total, not the monthly amount.

    See the ways to pay
  4. Step 4

    Agree it before you start

    Have every payment and its date agreed before the first injection.

Questions

What people ask about cost

Two free tools help you see the numbers for yourself.

Does health insurance cover IVF?

It depends on your policy. Many policies cover the tests that find the cause of infertility, and some cover part of IVF. Ask your insurer for the terms in writing.

What does a treatment quote include?

A written quote should list consultations, scans, medicines, the lab work and the transfer, and say what is not included.

Can I pay in monthly instalments?

Often, yes. Check the full cost, including any fees, before you agree to a plan.

Not sure where to start?

Cost should never be the reason you wait.

Share your reports and we will ask the clinics you like for their written prices, at no cost to you.

Getting ready? See what to expect at your first visit

Ready to Start Your Journey? Expert consultation, online or at a clinic near you